Claiming from an insurance policy
If you or someone else has paid for insurance to cover you in the event of this kind of accident, you may have a valid claim.Your right to a payment will depend solely on the terms of the policy. These terms might provide compensation, even if the accident was your own fault.
Common grounds for refusal of a claim:
- failure to provide relevant information on the claim form
- the policy does not cover this kind of accident
- the insurance company does not think your condition sufficiently severe to meet policy conditions
- it was your own fault
If the insurance
company refuses your claim - seek advice quickly - bring all the relevant
paperwork.